Australian Citizens with NV1 Clearance residing in Australia only respond.

About the role

You’d be joining the Data Infra team — a small, high-leverage team within Chime’s Infrastructure Engineering org. We build and operate the foundational platform that Data Engineering relies on to run their workflows reliably at scale: from deploying Airflow and Flink environments to owning the DynamoDB and RDS infrastructure that powers Chime’s data platform. This is a generalist role where you’ll touch both pillars — the data engineering deployment layer and the storage layer — so you’ll never be bored. If you get energy from building durable foundations that other engineers build on top of, this team is for you.

The base salary offered for this role and level of experience will begin at $133,000.00 and up to $184,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

•   Build and maintain deployment infrastructure for Data Engineering workflows, including Airflow, Flink, and chalk.ai environments
•   Own and operate Chime’s core storage technologies — DynamoDB and RDS — serving both data engineering and platform teams
•   Write infrastructure-as-code using Terraform and manage workloads on Kubernetes in production
•   Partner closely with Data Engineering to translate their needs into scalable, reliable infrastructure solutions
•   Drive reliability improvements across the platform — observability, capacity planning, and operational hygiene
•   Participate in the full lifecycle of infrastructure changes: design, build, test, and ship
•   Help shape how the Data Infra team scales its practices as Chime grows

To thrive in this role, you have

•   2–4 years of software engineering experience with a focus on infrastructure, platform, or backend systems
•   Hands-on production experience with Terraform and Kubernetes
•   Familiarity with AWS, particularly managed database services like DynamoDB and RDS
•   Strong programming skills in Python or a similar language
•   A systems-thinking mindset — you design for reliability, scalability, and maintainability from the start
•   The ability to work autonomously on ambiguous problems and communicate clearly across teams
•   Experience with data ingestion and ETL pipelines is a strong plus

#LI-WW1 #LI-Onsite

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it’s starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we’re proud to have helped millions unlock their financial potential.

We’re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner’s mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people’s trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren’t just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don’t—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 🫂 1% of your time off to support local community organizations of your choice
• 👟 Annual wellness stipend to use towards eligible wellness related expenses
• 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

Headquarters: Remote
URL: https://www.toptal.com/

Summary

We are the next-generation digital identity wallet that simplifies how individuals securely prove their identity online. Consumers can verify their identity with us once and seamlessly log in across websites without needing to create a new login and re-verify. Over 140 million users
experience streamlined login and identity verification with us at 20 federal agencies and 44 state agencies

General Information

Onsite Location: Mountain View, CA OR McLean, VA (Onsite 5 days per week)

We are seeking a Software Engineer to join the Wallet - Authentication team, where we build
the core sign-in, registration, and account management experiences that over 140 million
members rely on to access the our identity wallet.

As a Software Engineer III, you will work end-to-end across our authentication stack — building
features that balance security, usability, and trust at scale. Your work will sit at the intersection of
identity, security, and consumer experience, directly shaping how millions of people prove and access who they are online.

Key Responsibilities

• Build & Ship Authentication Features: Build, maintain, and improve the ID.me Wallet
  authentication experience — sign-in, registration, MFA, account recovery, password reset, and MyWallet. Independently drive small-to-medium features end-to-end from design through deployment, collaborating closely with Product, Design, and Security to translate requirements into well-tested, production-ready code.

• Security, Risk & Reliability: Own and evolve the team's real-time risk engine and its integration across authentication flows — detecting and mitigating credential attacks, account takeover, and abuse while preserving a low-friction experience for legitimate members.

• Apply security best practices as a first-class concern in every feature you ship, and help raise the bar for authentication reliability, observability, and incident response across the team's services.

• Code Quality & Engineering Craft: Write high-quality, maintainable code with strong
  test coverage, following team best practices around code reviews, CI/CD, and
  documentation.

• Contribute to the health of the codebase by identifying and addressing technical debt and improving shared components.

• Third-Party & Internal Integrations: Integrate with MFA providers, email/SMS delivery
  services, internal identity services, and downstream relying parties. Proactively raise issues or opportunities discovered during integration work.

• Cross-Functional Collaboration: Partner with Product, Design, Security, Identity, and
  adjacent engineering teams to deliver cohesive auth experiences. Participate actively in planning, retrospectives, and cross-team discussions — bringing your perspective to help shape the team's roadmap.

Requirements

Required Experience

• Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent
  practical experience).

• 3+ years of professional software development experience with a strong emphasis on full-stack web engineering.

• Proficiency with AI-assisted development tooling (e.g., Claude Code, Cursor)
  demonstrated by at least one year of daily use, in addition to a commitment to an AI-first engineering culture that leverages these tools to maximize code quality, test coverage, and engineering velocity.

• Experience with authentication and identity standards such as OAuth2, OpenID
  Connect, SAML, or FIDO2/WebAuthn.
  Experience building or contributing to fraud detection, real-time risk engines, or abuse
  mitigation systems.

• Proficiency in a modern server-side web framework (e.g., Ruby on Rails, Django,
  Laravel), with hands-on experience building and operating production web applications.

• Demonstrated ability to independently ship well-tested, production-quality features with
  minimal oversight.

• Strong communication and collaboration skills, with a track record of working effectively across Product, Design, and Engineering.

• Familiarity with security best practices for credential handling — password storage,
  session management, token issuance, and rate limiting.

Preferred Qualifications

• Experience with React or other modern frontend frameworks for building user
  experiences.

• Comfort working in a fast-moving product environment with iterative releases and A/B
  testing.

• Familiarity with CI/CD pipelines, automated testing frameworks, and performance
  Startup or high-growth company experience with a strong bias toward execution

To apply: https://weworkremotely.com/remote-jobs/toptal-authentication-engineer